KROK / OC · TAXI · NNW

Taxi insurance

We help arrange your insurance.

The policy must reflect actual taxi use. We remain the car owner until the buyout is complete, so we approve insurance before it is taken out.

We arrange insurance separately. The price is agreed before the policy is issued; pay weekly or annually.

Fleet insurance example

6200 złOne annual payment, in cash

140 zł / weekWeekly payments

140 zł × 52 = 7280 zł per year. One annual payment: 6200 zł, saving 1080 zł. For two years insurance is paid separately for each year.

An individual quote

We are the owner; you are the user and policyholder. If the insurer offers a cheaper policy with the required cover, we choose it. Pay upfront, or we pay and agree a repayment schedule with you: policy price + 10%.

Example: a 3300 zł policy → 3630 zł if we pay upfront and you repay in instalments. The schedule is agreed separately.

Your own insurance agent

You can bring your agent’s offer. Send the quote and terms before buying or signing. We check the owner, user, taxi use, OC and NNW, then confirm whether the policy is suitable.

Some individual quotes have been around 3000–3500 zł a year. These are past client examples, not a guaranteed rate. The price depends on the insurer’s quote.

What we check in a policy

OC covers liability towards other road users. Taxi use must be declared to and accepted by the insurer. NNW covers accident consequences for people named in the policy, including the driver and passengers. Limits, exclusions and benefits are defined in the policy and OWU terms.

A low price cannot replace the required cover. We do not approve policies that conceal taxi use or contain incorrect details. AC, Assistance and other additional risks are checked separately; a package name does not mean everything is covered.

Discuss insurance